(Photo above; First-time Cruisers)... Another retirement first was booking a transatlantic cruise last January from Miami to England. Katia and I had never been on a cruise, were honestly a bit condescending towards the idea, and really had no interest until some friends talked up their own cruise experience during a recent visit. Not for... Continue Reading →
Top 10 Must-Ride Motorcycle Routes in America
That “someday” finally came. Throughout my working career, the dream of touring the United States on a Harley was always a someday fantasy. Unfortunately, living abroad with time-constrained “home leaves” kept touring America a dream, or maybe just provided me with a convenient excuse. Then retirement came along, and suddenly, time, resources, and the awareness... Continue Reading →
Dave Ramsey – Mr. “Better than I Deserve”
(Photo above; On the Stage at Ramsey Solutions)... While stopping over in Nashville on a recent Harley trip, I was looking over my map and noticed Franklin, Tennessee, was just 12 miles south of me. Well, hell, that’s the studio home of Dave Ramsey and Ramsey Solutions. Dave is always mentioning coming by for the... Continue Reading →
Family Adventures in Brazil: A Generational Trip
While enjoying the quiet retired life in Brazil this spring, Katia and I decided it was a good idea to fly all three of our sons down to Brazil during our last month for some renewed family time. We were both getting a bit tired of the daily routine; we genuinely missed the kids, so... Continue Reading →
Foz Do Iguacu, South America – The Return 35 Years Later
Although relatively unknown outside of South America, Foz do Iguacu (Iguacu Falls) is easily one of the top 10 natural wonders in the world. While Iguacu is ranked highly on many lists of spectacular waterfalls, I say it’s the “King” and that Niagra and Victoria Falls are punk in comparison. Iguacu (from the original Indian... Continue Reading →
Curitiba and Train to Morretes – Mata Atlantica (Atlantic Rain Forest) & Serra Verde
(Photo above; With son Frank in Curitiba's Historico Centro)... Continuing our tour of southern Brazil, we laid up for a month in Curitiba, Parana, about 450 km southwest of Sao Paulo. I had never heard of the place 6 months ago, but having had such a great time in Santa Catarina and Rio Grande do... Continue Reading →
Experience the Thrill of Bike Week Daytona
(Photo above: Main Street Daytona).... Another March, and another Bike Week Daytona. This will be my fifth visit to the annual rally. We decided to get a hotel this time and see more of the attractions vs. day-tripping from Sebastian. We hit “Main Street”, rode “The Loop”, and visited the Speedway and Destination Daytona. Again,... Continue Reading →
Plan on budgeting for 105% to 115% of pre-retirement spending during the first two years of retirement
(Photo above; Arequipa, Peru)... I’m 62, and it's been almost two years since I retired. From my experience, the bottom line is that you’ll likely want to budget between 105% to 115% of what you spend annually before you retire to be comfortable. I’d describe myself as meticulous with my finances and know or track... Continue Reading →
Embracing Large Family Dynamics in Brazil
I'd say I come from an average-sized American family and have one brother, several cousins, etc. My wife, Katia, on the other hand, is one of 10+ children, and her parents were part of similar-sized families. Do the math, and that equates to dozens of cousins, nieces, nephews, aunts, and uncles, taking the concept of... Continue Reading →
Florianopolis, Santa Catarina, Brazil – Brazil’s “Hawaii” or so they think
(Photo above; Praia Mole)... Florianopolis, or "Floripa,” as it is locally known, is a true gem in Brazil. We made two trips to the island last year, initially staying for four days out of curiosity and then, without debate, returning the following October for a solid month. Relatively unknown outside of South America, it’s become... Continue Reading →